Settle the trip,
not the friendship.
SplitTrip keeps the running total for a group trip and works out the shortest set of payments that clears everybody. No spreadsheet, no arguing on the last night.
- No card, no fees
- Unlimited trips and members
- Members-only by default
Trip statement
Kyoto & Osaka
4 travellers · 12 expenses · JPY
Total
¥86,240
- ¥38,400
Ryokan, 2 nights
paid by Anya · split 4 ways
- ¥24,120
Shinkansen to Osaka
paid by You · split 4 ways
- ¥16,800
Kaiseki dinner
paid by Ravi · split 4 ways
- ¥6,920
Metro passes
paid by Mei · split 4 ways
Settle up
2 payments- RaviAnya¥12,480
- MeiYou¥5,260
Six friends owe each other fifteen ways. It should be three payments.
Splitting each bill on its own leaves everyone owing everyone. SplitTrip nets the whole trip down to a single balance per person, then pairs the biggest debt against the biggest credit until the board is clear.
For a group of n people that is at most n − 1 transfers — and usually fewer.
Bill by bill
15
Every pair settles separately.
With SplitTrip
3
One netted balance per person.
Three steps, and the last one is the point.
01
Open a trip
Name it, set the dates, pick the currency you'll actually be spending in. Ten seconds, no setup wizard.
02
Log costs as they happen
Who paid, how much, and who it covers. Invite people by email — they join automatically when they sign up, even if you invited them first.
03
Settle in the fewest moves
We net everyone off and work out the shortest list of transfers that clears the whole group. One screen, no spreadsheet.
Everything a shared trip needs. Nothing it doesn't.
Minimum-transfer settle up
Balances are netted across the whole group before anyone pays, so a six-person trip usually clears in three transfers instead of fifteen.
Live balances
Every expense updates each member's share the moment it lands. No end-of-trip reconciliation night.
Invite before they join
Add someone by email and split with them straight away. Their history moves onto their account the moment they sign up.
Per-trip currency
Each trip keeps its own currency, formatted the way that currency should be, so nothing is silently converted.
Settlement history
Every payment marked as settled is recorded with a timestamp, so there's no argument later about who already paid.
Trip-scoped access
Security rules gate every read and write on trip membership. People outside the trip cannot reach its expenses.
Before you start.
Anything else, the answer is probably “yes, and it's free”.
Your next trip can end
without a group chat about money.
Open a trip, invite the group, and let the ledger keep score.